May 13, 2002 · I sent several modified validation letters to some old, closed accounts that were included in a CH13 filing 2+ years ago. These accounts are still...

Mar 14, 2002 · I have several changes on my EX report including account deletion and inquiries. However, the score has not gone up nor down. I think the scoring...

Sep 12, 2002 · jonesing Well-Known Member About 2 months ago we went to Bloomies and bought a bunch of stuff. Becasue of some special bonuses, we wound up spending quite a bit. Tried to use my …

Apr 1, 2004 · Good morning all. I have been reading so many of the post and the wonderful information that everyong has received. I decided to add my situation to...

Jul 1, 2003 · I have my auto insurance through Geico. About 9 months ago, we were having financial problems and lost our insurance. Within 2 month we were able to...

Nov 28, 2000 · I received an offer from this Bank. I haven't consider applying for this Visa card. What I did like about it is its a partially-secured card I don't...

Jul 3, 2002 · A credit investigation at this point will show you with three active bank loans (which are considered hard to get), a checking account, and a paying history for the three bank loans - with you …

Mar 24, 2004 · Hello! This is my first time on the site. I have a CC account that shows up with a $3K balance and closed/past due 90 days. This account was sent to...

Okay..I'm THRILLED that WFNNB(Service Merchandise card) agreed to remove the lates from my credit report. However, how long does this take??? It seems...

Apr 2, 2008 · The reason for this is because, among other factors used to determine a credit score, the "date last active" will change on these collection accounts once they have been paid, and keep them …