(THE CONVERSATION) With the cost of borrowing money to buy a home or a car inching ever higher, understanding who gets access to credit, and at what interest rate, is more important for borrowers’ ...

Getting a perfect credit score is impressive, but is it necessary? Here's what an 850 does -- and doesn't -- get you.

While past-due debt can negatively affect your credit score, you'd assume that finally settling that debt will be a positive, ...

“To rebuild your credit, you first need to get some credit, which is often the hardest part if you have a low credit score ...

It's easy to assume the limit itself is the boundary. But most experts recommend staying below 30% of your limit if you care ...

A practical look at why your score starts mattering long before you plan a home loan — and continues to matter long after you ...

A credit solutions expert shares the top three "timeless habits," tips and advice as America's mortgage market adjusts to new credit scoring models that widen the door to homeownership.

Average car loan interest rates for excellent credit start at 5.50% for new cars and 6.90% for used cars, based on factors ...

Credit checks are not allowed in some areas. States where employer credit checks are not allowed or are only allowed in a limited capacity include California, Colorado, Hawaii, Illinois, Maryland, ...

The Reserve Bank of India has issued a significant update that is set to reshape how quickly credit scores reflect an ...

On November 5, Fannie Mae announced updates to its Selling Guide, including the removal of minimum credit score requirements for loans ...

Your creditors may sue you. If your creditors are fed up enough, they can sue you for any unpaid debt. If you left nothing ...