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Mortgage rates fell slightly in the week ending Nov. 14, marking the first time weekly rates have gone down since September.

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Mastercard plans to phase out ways its credit cards are used currently in favor of on-device biometrics in what it says will make online transactions across its network smoother and safer.

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Judy, like Sally, is also optimistic about the future: "We all have to help each other and lift one another up and be each other's advocates. We will rise together. This is so important.