Retirement saving is a long-term plan to set aside and invest money to provide income after you stop working. It often involves contributing to accounts like 401(k)s or IRAs. Starting early helps ...

A traditional IRA can be a powerful retirement-savings tool but you need to understand contribution limits, RMDs, rules for ...

Ever feel overwhelmed by the thought of how to invest for your retirement? You’re not alone. Investing is filled with unfamiliar terms and complex strategies, so it’s no wonder many people feel ...

For years, Jim Sexton has led financial-education classes at a local library. He's often struck by gaps in attendees' knowledge of retirement planning. "Very few people understand what they need to ...

A 401(k) is an employee-sponsored retirement plan offering tax advantages. You contribute a chosen percentage of your income, which is then automatically withheld from each paycheck by your employer ...

Forbes contributors publish independent expert analyses and insights. Dan Doonan leads the National Institute on Retirement Security One of the high hurdles when it comes to preparing for retirement ...

The Federal Employees Retirement System (FERS) provides retirement and disability benefits to eligible workers. If you become disabled, you may be eligible to receive FERS disability retirement ...

Think you know your stuff when it comes to retirement? Big if true, because according to a recent report, the average U.S. adult cannot pass a short retirement fluency test. TIAA Institute, a think ...

Americans' retirement preparedness has dropped and a majority of U.S. adults are now projected to not be able to pay for basic essentials like housing and groceries in their golden years, according to ...