In last month's column, I wrote about the new concept of "medical disease offset" and contrasted it with "medical cost offset." Now, I will illustrate this with a case example. But first, here is a ...

Bank glitches are costing mortgage holders thousands in unnecessary interest and adding years to their home loans. Here’s how to audit yours.

At some point, mortgage holders might face a challenging question – should they put as much money as possible in their offset account, or share the love and invest some of it in the stock market?