When you leave a job, it is usually a smart move to take your 401(k) with you. That does not mean cashing it out, since doing ...

Many investors only start seriously thinking about Roth conversions (if at all) once the year starts wrapping up. This is because you can no longer "recharacterize" or "undo" Roth conversions if you ...

Having financial flexibility in retirement — especially in being able to maximize your spending while minimizing your taxes — is an optimal situation. And it’s one you can arrange by keeping at least ...

In this May 11, 2012 file photo, people stand in the lobby of JPMorgan Chase headquarters in New York. (AP Photo/Mark Lennihan, File) NEW YORK • JPMorgan Chase & Co. has sent some wealth management ...

Here’s something you probably don’t want to hear: You’re likely doing your Roth conversions wrong. Most people take an all-or-nothing approach. Either they convert all their money at once in one big, ...

A traditional IRA provides up-front tax breaks that make investing easier. A Roth IRA offers tax savings in retirement and can help you avoid taxes on Social Security. The right account for you will ...

Roth IRAs allow for tax-free withdrawals in retirement. The only investments you can make in a 401(k) are those your plan provides, which can be limiting. Roth IRAs have early withdrawal exceptions ...

There are some notable exceptions — such as Coach and Swiss shoemaker On, which saw growth across all consumer segments — but ...