Getting a perfect credit score is impressive, but is it necessary? Here's what an 850 does -- and doesn't -- get you.

Lenders often have minimum credit score requirements for personal loans, but there isn’t one minimum score every lender uses.

Most credit scores that lenders use in the United States range from 300 to 850. And when people talk about achieving the “highest” credit score possible, they’re usually talking about the ever-elusive ...

Boosting your FICO credit score as a pathway to a lower mortgage payment is easier than you might think. Hopefully, the tips in this column will help you. First, a brief explanation of a FICO credit ...

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Tom Miller Jr. is affiliated with Consumers' Research, a consumer advocacy organization founded in 1929. D. Brian Blank does not work for, consult, own shares in or receive funding from any company or ...

Your business credit score is related to but separate from your personal credit score. Learn what a business credit score is ...

Credit scores existed for decades before 1989. What changed that year was the introduction of the FICO score, the first generic credit scoring system. Previously, lenders developed and used their own ...

Katie Miller is a consumer financial services expert. She worked for almost two decades as an executive, leading multi-billion dollar mortgage, credit card, and savings portfolios with operations ...

Lisa Maloney is a credit cards specialist, award-winning writer and former stringer for The Wall Street Journal. She has extensive experience as a consumer reporter, leveraging careful research and ...

Your credit score can influence more than just the rate you receive. Written By Written by Contributor, Buy Side Lindsay Frankel is a contributor to Buy Side and an expert on personal loans, insurance ...